h&m dress velvet Women's Black/cream MAMA with Collar Gathers at the waist and above the hem Cosmo loves: H&M Studio AW14

The illusion bateau neckline adds a touch of classic elegance, while the cap sleeves offer a touch of modern structure

The lightweight fabric and scalloped edges make it perfect for a day in the sand, but you can dress this up for a night out, too

The flowing chiffon fabric drapes beautifully, while delicate black polka dots add playful elegance against the crisp white background

The finer the details, the better for completing your black tie outfit

From Reformation's love-forever classics to throw-on-and-go dresses from the nation's favourite high-street brand, you'll find a solution to your dress woes with a quick scroll through the edit below